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Case Study: Chime scales member support across chat and voice with Decagon

Chime Case StudySourced & dated by Case Study Desk
Key facts · TL;DR
Company
Chime
Industry
Financial Services
Challenge
Growth raised support volume and member expectations across channels
Headline result
Chime reaches 70% chat and voice resolution and cuts support costs 60% with Decagon

Key results

70%
Chat and voice resolution rate
60%
Decrease in customer support costs
per Chime 2025 S-1 filing
30
sNPS (support NPS)
1M+
Calls per month handled
voice, at scale

The challenge

Chime's growth increased support volume and member expectations across chat and voice. The team ran a selection process across both channels focused on response accuracy, automation rate and operational efficiency, and member satisfaction measured by support NPS.

The solution

Chime engaged Decagon for both chat and voice on a single platform, so conversations across channels feed shared intelligence. Automations targeted high-friction workflows including card replacement, deposit status updates, and SMS subscription management.

With Decagon Voice, we're able to combine high performance and seamless brand customization with cross-channel memory, ensuring every interaction is connected and true to Chime's member-first values.

JS
Janelle Sallenave
Chief Operating Officer, Chime

The results, in context

The case study reports a 70% chat and voice resolution rate and an sNPS of 30. Chime states it reduced customer support costs by 60% (per its 2025 S-1 filing) while scaling voice to more than 1 million calls per month with no reliability issues.

Products used

Decagon ChatDecagon Voice